Do you need cash but payday is weeks away? Simply fill out our fast & secure online form and you may qualify for up to a $1500 short-term cash advance. Complete your online application and follow the directions. Once approved, your cash will usually be deposited directly into your bank account by your lender.
Payday loans are essentially cash advances given on a short-term timeframe. Payday loans are called several terms, including check advance loan or post-dated check loan, but they are all the same.
Learn how to use a payday loan to your advantage. In today’s economy, along with the strict credit market, payday loans have helped many people overcome a temporary financial hardship. If you find yourself in a bind and need a little help until your next paycheck, just complete our fast & easy online form.
More and more people have taken advantage of payday loans. Payday loan aren’t just for low-income individuals or those living from paycheck to paycheck. Professional, white-collar workers have used the services of payday loans.
Get started now and you may qualify for up to $1500.
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Payday loans help individuals just like you overcome temporary financial shortfalls. Say money is sparse, and your mechanic just estimated that it will take $500 to repair your car – the car you use to get to work. It may seem like there’s nowhere to turn. At the same time, payday loans are always there for you – so why not learn more about them?
What is a payday loan?
A payday loan is simply a short-term cash advance allowing you to borrow money against your next paycheck.
Why do people get payday loans?
People from all walks of life find themselves with unexpected expenses that simply can’t wait until payday. Unexpected bills. Car repairs. Utility reconnections. You name it – if it can happen, it probably will, right? Without access to friends or family members with money, payday loans can serve as an acceptable financial alternative – plus, they’re usually easy to secure when you’re in a financial bind.
How do I get a payday loan?
Getting a payday loan is simple! Get started now and we’ll connect you with a lender in no time!
How do I qualify for a payday loan?
You can be qualified in minutes; just complete our online form. Generally, you must have a regular income and an open bank/checking account in good standing with the ability to accept direct deposits. Also, lenders usually require that borrowers be at least 18 years old and make at least $800 a month.
Read more about payday loan eligibility.
What are the terms for payday loans?
The terms of a payday loan vary by lender, state, and individual circumstances. On a $100 loan, finance charges usually range from $15 to $30. The loan term is typically two weeks – the amount of time until the borrower’s next paycheck.
The Annual Percentage Rate (APR) for a loan of $100 with a 14 day loan term usually ranges from 391.07% to 782.14%. Complete disclosures of APR, fees and payment terms are provided by the lender in the Loan Agreement.
Read more about common payday loan terms and conditions.
What if I have bad credit?
No problem! Unlike traditional bank loans, payday loans do not require credit checks. To find out more click-cash till payday